Safiu Kehinde
The Federal Capital Territory (FCT) Police Command has commenced the enforcement of the third-party insurance policy as it warned motorists against non-compliance.
Sequel to the directive on the enforcement of the policy by the Inspector-General of Police, Kayode Egbetokun, the FCT Command joined the list of other Commands who had commenced the enforcement of the policy.
As contained in a statement issued by FCT Command’s spokesperson, Josephine Adeh, all vehicle owners in the capital territory are required to possess a valid Third-Party Insurance policy before operating on public roads.
Adeh explained that the third-Party insurance is a mandatory policy designed to protect road users from financial losses due to accidents.
She stressed further that it covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.
The insurance, according to the FCT Command spokesperson, ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.
Adeh, however, warned against non-compliance which she stressed may attract strict enforcement measures.
She also stated that the Commissioner of Police, FCT, CP Olatunji Disu, psc, has directed officers assigned to carry out the enforcement to be professional, courteous, and firm in the discharge of their duties.
The CP, according to Adeh, also earned that no form of harassment or extortion of motorists would be tolerated.
The statement read; “In line with the directive of the Inspector-General of Police, IGP Kayode Adeolu Egbetokun, Ph.D., NPM, the Federal Capital Territory (FCT) Police Command has commenced the enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance from February 1, 2025
“All vehicle owners in the FCT are required to possess a valid Third-Party Insurance policy before operating on public roads. Those without any form of insurance are advised to get insured immediately to avoid penalties.
“Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents. It covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.
“This policy ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.
“The FCT Police Command warns that non-compliance with this legal requirement will attract strict enforcement measures.
“The enforcement is part of efforts to ensure adherence to road safety regulations and protect all road users.
“Meanwhile, the Commissioner of Police, FCT, CP Olatunji Disu, psc, has directed officers assigned to carry out the enforcement to be professional, courteous, and firm in the discharge of their duties.
“He also emphasized that no form of harassment or extortion of motorists would be tolerated.
“The general public is urged to cooperate with the police as this enforcement exercise is aimed at ensuring the safety and security of all road users in the FCT.
“For inquiries or reports of suspicious activities, residents can contact the FCT Police Command through the: Emergency Lines: 08061581938, 08032003913,
Complaint Response Unit: 08107314192”